01543 222 100

MON-FRI 8:30AM - 5PM SAT 9AM - 12:30PM

Paying On Finance

Paying for appliances on finance couldn’t be simpler with V12 Retail Finance and CookersAndOvens.

Typically, you'll have two or three options to choose from depending on your purchases.

  • Buy now, pay nothing for 6 months (up to £2,500)
  • Spread the cost between 24, 36 and 48 months
  • Interest free credit for 10 or 12 months

Buy Now, Pay Nothing For 6 Months

STEP 1: Add all the products, delivery & installation options (up to a value of £2,500) to your basket and select ‘Pay on Finance’ at the checkout.

STEP 2: Select the option ‘Pay nothing for 6 months’. You will then be asked to complete a short credit application form – you won’t need to pay a deposit and you’ll get an instant decision. Make sure you e-sign your acceptance email as soon as possible to secure your delivery date.

STEP 3: After 6 months, V12 Finance will get in touch and ask whether you would like to pay in full with a £29 admin fee, or spread the cost over 42 months.

Spread The Cost

STEP 1: Add all the products, delivery & installation options (if applicable) to your basket and select ‘Pay on Finance’ at the checkout.

STEP 2: Choose from our 24, 36 or 48 month plans. Complete the short credit application form – we won’t need to take a deposit and you’ll get an instant decision.

STEP 3: Make sure you e-sign your acceptance email as soon as possible to secure your delivery date.

Interest Free Credit

STEP 1: From time to time we may offer you interest free credit for 10 or 12 months on selected items. Take a look at our deals page to see if we're offering interest free credit currently.

STEP 2: If you would like to take advantage of this you will need to call us on 01543 222 100 on a weekday between 8.30am and 5pm and on a Saturday from 9am until 12.30pm.

STEP 3: A member of the team will then be able to generate your online credit application form, which will be emailed to you. You won't need to pay a deposit and you will get an instant decision. Make sure you e-sign your acceptance as soon as possible to ensure your delivery date.


FAQs

Who Is Eligible To Apply For Finance?

Finance is available on order of £750 or more. This amount includes any delivery and installation costs but does not take into account extended warranty costs. You will need to pay for the extended warranty outright.

Promotions will not be taken into account for the finance application. For example, if there was a £100 cashback promotion for an item worth £1000, you would have to take £1000 worth of credit and claim the cashback separately, rather than taking out £900 worth of credit.

To apply, you must be:

  • 18 years or older
  • A UK resident for 3 years or more/permanent UK resident
  • Able to make regular payments by Direct Debit
  • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account
  • In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your spouse/partner who is in regular employment. If you are retired or registered disabled and unable to work, V12 Retail Finance may ask for proof of income.

Other conditions may apply and we cannot guarantee that your application will be accepted.


Can I Have An Extended Warranty If I Pay By Finance?

Unfortunately, we are unable to offer the option of paying for your warranty on finance. If you would like to take out an extended warranty, simply give us a call on 01543 222 100 once your finance application has been approved and we will take the payment for the warranty over the phone. Phone lines are open weekdays 8.30am till 5pm and on a Saturday 9am until 12.30pm.